:root{--ink:#14232b;--muted:#4b5b63;--brand:#0f3b4a;--brand2:#14586b;--accent:#f2a541;--call:#d9481e;--call-h:#b93a14;--bg:#fbfaf7;--card:#fff;--line:#e4e0d8;--max:1100px;--r:14px;--font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--bg);font-size:17px;line-height:1.65;padding-bottom:64px}
a{color:var(--brand2)}.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.2;letter-spacing:-.01em}h2{font-size:1.6rem;margin:2rem 0 .8rem}h3{font-size:1.15rem;margin:1.2rem 0 .4rem}
p,ol,ul{margin:0 0 1rem}ol,ul{padding-left:1.3rem}li{margin:.3rem 0}
.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.bar{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:10px;padding-bottom:10px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--brand);font-size:1.05rem}.brand b{color:var(--call)}
.nav{display:flex;gap:18px;overflow-x:auto;padding-bottom:10px;white-space:nowrap;font-size:.93rem;scrollbar-width:none}
.nav a{color:var(--muted);text-decoration:none;font-weight:500}.nav a:hover{color:var(--brand)}
.btn{display:inline-block;padding:14px 22px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;font-size:1rem;cursor:pointer;text-align:center}
.btn-call{background:var(--call);color:#fff}.btn-call:hover{background:var(--call-h);color:#fff}
.btn.sm{padding:9px 16px;font-size:.92rem}.btn-ghost{border-color:#fff;color:#fff}.btn-ghost:hover{background:#fff;color:var(--brand)}
.btn-ghost.dark{border-color:var(--brand);color:var(--brand)}
.hero{background:linear-gradient(135deg,#0b2e3a 0%,#14586b 70%,#1d6f84 100%);color:#fff;padding:56px 0 52px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-120px;bottom:-160px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(242,165,65,.35),transparent 70%)}
.hero h1{font-size:clamp(1.9rem,5vw,3rem);max-width:780px;margin-bottom:14px}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;color:var(--accent);font-weight:700}
.lede{font-size:1.15rem;max-width:640px;opacity:.95}.ctas{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0 10px}
.note{font-size:.88rem;opacity:.85}
.content{padding-top:28px;padding-bottom:28px;max-width:860px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin:18px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:18px;text-decoration:none;color:var(--ink);box-shadow:0 2px 10px rgba(15,59,74,.05);transition:transform .15s}
.card:hover{transform:translateY(-2px);border-color:var(--brand2)}.card h3{margin-top:0;color:var(--brand)}.card p{font-size:.93rem;color:var(--muted);margin:0}
.steps{list-style:none;padding:0;counter-reset:s}.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:14px 16px 14px 56px;position:relative}
.steps li:before{content:counter(s);position:absolute;left:16px;top:14px;width:28px;height:28px;border-radius:50%;background:var(--brand);color:#fff;text-align:center;font-weight:700;line-height:28px}
.faq h3{border-top:1px solid var(--line);padding-top:14px}
.cta-band{background:#fff4e3;border:1px solid #f3d6a6;border-radius:var(--r);padding:24px;margin:32px 0 8px}.cta-band h2{margin-top:0}
.lead{display:grid;gap:12px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;max-width:560px}
.lead label{display:grid;gap:4px;font-weight:600;font-size:.95rem}
.lead input,.lead select,.lead textarea{font:inherit;padding:11px 12px;border:1px solid #c9c4ba;border-radius:10px;background:#fff}
.foot{background:#0b2e3a;color:#d6e3e7;padding:36px 0 20px;font-size:.92rem}.foot a{color:#fff}
.cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px}.cols a{display:block;margin:.2rem 0;text-decoration:none}
.brand-f{font-weight:700;color:#fff;font-size:1.05rem}.h{font-weight:700;color:var(--accent);text-transform:uppercase;font-size:.78rem;letter-spacing:.1em}
.disc{border-top:1px solid rgba(255,255,255,.15);margin-top:20px;padding-top:16px}.small{font-size:.82rem;opacity:.85}
.sticky-call{position:fixed;left:0;right:0;bottom:0;background:var(--call);color:#fff;text-align:center;font-weight:700;padding:16px;text-decoration:none;z-index:20}
@media(min-width:800px){.sticky-call{display:none}body{padding-bottom:0}.hero{padding:84px 0 76px}}
@media(max-width:480px){.brand span{font-size:.92rem}.bar .btn.sm{padding:8px 12px;font-size:.82rem}}
.bar .btn.sm{white-space:nowrap}@media(max-width:480px){.bar .btn.sm{display:none}}